A Splitwise alternative that lives in your Telegram group
Splitwise is a separate app with its own accounts, and its free plan stops at four new expenses a day. AllEven is a bot for the group chat you already have: log an expense in two taps, see who owes whom, and settle up in the fewest transfers. Free, with no daily limit.
Free for groups of up to 10. Nothing to install, no sign-up.
Splitwise and AllEven side by side
| Splitwise | AllEven | |
|---|---|---|
| Where it works | Its own app and website | Inside your Telegram group chat |
| Getting everyone in | Invites by email or phone; each person needs an account to see the tab | Friends tap “I’m in” under the bot’s message |
| Free plan | Up to 4 new expenses a day | No limit on expenses, groups of up to 10 people |
| Adding an expense | A form in the app | “➕ Expense” opens a form right in Telegram, or type /add 120 dinner |
| Settling up | Simplify debts | The fewest transfers, each marked paid with one tap |
| Other currencies | With Pro | 3 conversions per group free, then Pro |
| Receipt scanning | With Pro | Not yet |
| Who pays for Pro | Each person buys their own: $4.99 a month in the US App Store | One person for the whole group: 199 Stars for 30 days or 149 Stars a month |
| A quick split in any chat | Not in Telegram | @AllEvenBot 4800/3 in any chat, even one without the bot |
Splitwise details are from its help center and the US App Store, checked on 26 September 2026. Prices and limits may differ by country.
What changes when the tab lives in the chat
Nobody installs anything
The group chat is already on everyone’s phone. The bot joins it, and friends join the tab with one tap.
Every expense shows up where you talk
The bot posts a card for each expense in the chat. Everyone sees what was added and fixes a mistake on the spot, not three weeks later.
Two taps or one line
“➕ Expense” opens a short form inside Telegram: amount, who paid, who shares. Prefer typing? /add 1200 dinner works too.
One Pro for the whole group
If the trip needs other currencies, one person buys Trip Pass, and the whole group gets Pro for 30 days. Nobody else pays.
When Splitwise is the better pick
AllEven doesn’t do everything Splitwise does. Stay with Splitwise if:
- Your group isn’t on Telegram, or only half of it is.
- You split by exact amounts, percentages or shares. AllEven splits each expense equally between the people you pick.
- You photograph receipts and split them item by item.
- You track recurring bills, like rent, that should add themselves every month.
- You want to send money from inside the app. AllEven keeps the tab; you pay each other the way you usually do.
Moving an open tab from Splitwise
There’s no import, but an open tab moves over in a few minutes. Or settle the old tab first and start the next trip fresh.
-
Add AllEven to the group
Pick your chat. Everyone who’s in taps “I’m in”.
-
Move each open debt
Splitwise lists debts like “Bob owes Ann $30”. Add each line as one expense: $30, paid by Ann, split with Bob only.
-
Check the balance
Tap “📊 Balance”: the numbers match Splitwise. From now on, new expenses go into the chat.
Questions
Is AllEven really free?
Yes, for groups of up to 10 people: expenses, balances and the settle-up plan, with no daily or monthly limits. Pro is optional: groups of up to 100, other currencies, CSV export, stats and reminders.
Can I import my Splitwise groups?
Not automatically. Move the open debts as one expense each, as shown above, or settle the old tab and start the next trip in AllEven.
Does everyone need Telegram?
Everyone who adds expenses does. Someone without Telegram can still be on the tab: /person Mom adds them, and the others log expenses for them.
Can the bot read our chat?
No. It runs in privacy mode: Telegram sends it only commands, replies to its messages and messages sent through it. It stores names, the group title and the expenses you add.
Does AllEven handle money?
No. It keeps the tab and shows who pays whom. You send money the way you usually do: the balance has a button that copies the payment details each person saved with /payme. Then mark the transfer as paid.
What about several trips, or flatmates?
Each group chat has its own tab. After a trip, a group admin types /reset to start a new one, and the old tab stays in the archive.